Our investing is guided by an investment philosophy that is distinguished by four key beliefs:

• We believe in the long-term growth potential of equities/stocks; therefore, we use equities to form the nucleus of an investment portfolio.

• We believe that solid research is fundamental and critical to sound investment decisions. Our asset managers gather in-depth, first-hand information on markets and companies and analyze on a daily basis.

• We believe in a long-term approach. Numerous studies and statistics have shown that stable investment approach with a long-term perspective yields better long-term result than rapid trading, and we will employ this method to maximize benefit for our clients.

• We believe in the value strategy. Value stocks of large blue-chip companies offer capital appreciation potential and stability; we perform extensive research to find these investment opportunities for our clients.